If you proceed to access the information included in this site, you acknowledge that you have read the above statement and are satisfied that you may lawfully access this site and that you will observe any relevant legislation and restrictions in your jurisdiction.

Copyright

Copyright in the pages, screens, information, and all material in their arrangement, included in the web site is owned by or licensed to us or The Bank of N.T. Butterfield & Son Limited or its subsidiary or associated companies unless otherwise stated. You may print, copy, download or temporarily store extracts from this site for your personal information or when you use any products and services of this site. You may not alter or otherwise make any changes to any material that you print or download from this site, including, without limitation, removing any identifying marks or legends from such material. You may not distribute these materials to others. Any other use is prohibited unless you first request and obtain our written permission. In particular you may not copy or use a part of this web site on any other web site, or link any other web site to this site, without the prior written permission of us or The Bank of N.T. Butterfield & Son Limited.  You may not use the web site for any purpose which is unlawful, abusive, libelous, obscene or threatening.

Butterfield Bank is a brand name of The Bank of N.T. Butterfield & Son Limited and all rights in and to Butterfield Bank vest in The Bank of N.T. Butterfield & Son Limited. Other than as provided above you may not use or reproduce the Butterfield Bank logo or brand name.

Confidentiality and Data Protection

The Bank is committed to ensuring our security measures are of the highest standards and that we protect your privacy during your use of this website. We are fully aware of our responsibilities to keep your information safe, secure and confidential and that any information should only be used for specified purposes. We hope this notice demonstrates our commitment to your financial privacy.

The Bank is a Data Controller as defined in the Data Protection (Bailiwick of Guernsey) Law 2001, as amended (the `Data Protection Law') and is registered on the Data Protection Register. Any personal data provided by you in response to this website or otherwise, will be processed by us in accordance with the Data Protection Law, and will not be used other than in the normal course of our business. The Bank may keep the personal details supplied by clients and others in connection with this site or the opening of an account with the Bank, on a database or a relevant filing system.

The Bank will upon the request of a client, provide information held about that person and will provide a copy of such information in accordance with Data Protection Law subject to payment by the client of the statutory fee, currently £10.

We may pass information about you to other Butterfield Bank Group companies. All Group companies, all our staff and all agents with permitted access to your information are specifically required to observe our confidentiality obligations. The client agrees that any companies within the Butterfield Bank Group with whom the client has a relationship may use and update any centrally held information to provide the client with services, to prevent fraud and to update their own records about the client.

The information held by the Bank relating to a client may only be disclosed outside of the Bank at the request and with the client's consent, to the Bank's agents and others in connection with operation of the accounts and services for the client, as required by law or if the Bank is legally obliged to do so. In certain circumstances, we may from time to time be required to disclose your information to governmental, regulatory or judicial bodies or agencies. In such circumstances, we will only do so under proper authority. The Bank will not use another company or individual to process account holder personal data or transfer such personal data outside of the Bailiwick of Guernsey except as provided in the Data Protection Law.

When using the public section of the site you are not required to provide us with any personal information if you do not wish to do so and we do not monitor or collect any personally identifiable information from you on your use of the public portions of the site. We may track the number of users who visit areas of the site through the use of cookies, but this tracking will not identify you. We may also record the location of your computer on the Internet for systems administration, trouble shooting purposes, and to report aggregate information.

The Bank may contact its clients about the Bank’s services and those of other members in the group, which the Bank believes may be of interest to the client unless the client has informed the Bank that he does not wish to receive this information.

Telephone calls may be monitored and recorded for security, training and service quality purposes.

Exclusions of legal liability

Although we have tried to make this site as accurate as possible and have obtained information from sources which we believe to be reliable, we do not guarantee, nor take any responsibility for, its accuracy.

The fact that information, products or services are shown on this site does not necessarily mean that:

 - you should rely on the information

 - the products and services that we provide are suitable for you

 - the services on this site are still available

 - the services available may not have changed

This website contains links to third party web sites which are hosted and maintained independently and are provided for your convenience only. The Bank does not review, endorse, approve or control, and is not responsible for any websites linked from or to this website, the content of those websites, the third parties named therein, or their products or services. Linking to any other website is at the your sole risk and the Bank will not be responsible or liable for any damages in connection with such links. Links to downloadable software sites are for convenience only and the Bank is not responsible or liable for any difficulties or consequences associated with downloading software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software. Unless otherwise specified the Bank reserves the right to amend or otherwise alter the contents of this website, including these Legal Notices, at any time and without notice.

Although the Bank will endeavour to guard against any such risk, you must note that any information requested or consented to be sent from the Bank to you by e-mail is sent entirely at your own risk. It is your responsibility to ensure that viruses or other such corruptive programmes do not enter your system, and we accept no responsibility in this regard. A virus is a manmade programme or piece of code which causes unexpected, usually negative, events and is a risk inherent in any use of the Internet. To reduce the possibility of such problems we recommend that you take adequate protection against this risk by installing anti-virus software on you computer system or network, and regularly updating this protection.

Guernsey Banking Deposit Compensation Scheme

"As a Licensed Bank in Guernsey, Butterfield Bank (Guernsey) Limited is a participant in the Guernsey Banking Deposit Compensation Scheme (the "Scheme") established by The Banking Deposit Compensation Scheme (Bailiwick of Guernsey) Ordinance, 2008 (the "Ordinance").  The following is a brief summary of the Scheme, but is not intended as a substitute for the actual wording of the Ordinance, a copy of which is available on request.

• The Scheme only applies to ‘qualifying deposits’, which broadly means deposits made by natural persons for their own benefit; with a few limited exceptions such as, for example, deposits made by trustees of retirement annuity trust schemes, the Scheme does not apply to companies, trusts, partnerships or charities.

• The Scheme will provide compensation in the event that a Licensed Bank is unable to repay its depositors.  Under normal circumstances, payment will be made within 3 months of receipt of a valid claim form.

• Compensation is limited to a maximum of £50,000 per individual claimant; in the case of a joint account each depositor would be entitled.

• Total Scheme compensation in any five year period is limited to £100 million.  If this limit was exceeded, compensation would be reduced pro rata.

• The amount payable may be reduced if the Bank has any contractual right of set-off against the account.  The Scheme is entitled to recover compensation from any funds subsequently paid out by the Bank."

Further information and a leaflet about the Scheme is available at:   

Website:   www.dcs.gg     

Telephone: +44 (0) 1481 722756     

Post: PO Box 380, St Peter Port, GY1 3FY